Online factoring

Fast & easy business funding

Ingyenes regisztráció és ajánlatkérés csupán pár kattintással!

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Manage your finances from home! Finance your outstanding invoices with a few clicks, completely online!

Quick and easy registration

After entering some basic information and identifying yourself you are ready to upload your first invoice. The entire process takes place online.

Low & transparent fees

We do not charge hidden fees. Finance your outstanding invoices from as low as 0.9% of the invoice amount, without any paperwork.

Payout within 24 hours

After the successful evaluation of your financing request we provide you with an offer immediately. If you accept the offer and all essential documents are uploaded the payout happens within 24 hours.

How does it work?

After a short registration you are ready to upload your first outstanding invoice.

okos faktoring

Sign up and upload invoice

Signing up takes only a few minutes. After entering your contact information and your company name we ask you to identify yourself. Once this is done, you are ready to upload your first invoice.

Automatic evaluation

Péntech's algorithm automatically evaluates the riks profile of the financing. Based on the evaluation you receive an indicative offer within a few seconds.


As a next step we have to verify whether your invoice really exists and if the relevant information is correct. In certain cases we might contact your debtor.


If the invoice exists and all information is correct our financial partner handles the payout process to your company's bank account.


The invoice amount is payed by your debtor to PénTech’s financial partner at the end of the period.

Contact us through chat or send as an e-mail to [email protected] We are happy to answer your questions and help you find the best funding solution for your business.

Our Partners

MKB Fintechlab
MKB Bank
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Smart factoring calculator

With Péntech's smart factoring calculator you can easily calculate the approximate costs that you can expect when financing your invoices.

Invoice amount

The entire amount of your outstanding invoice


Due date

Expected payment date of your invoice


Advance amount

This is the amount our financial partner pays out to your company's bank account within 24 hours.


Remainder (paid out after repayment)

This is the amount our financial partner transfers to your company's bank account
once your debtor has settled the invoice


Total cost

The total cost of your financing



Péntech calcuator does not represent an offer.

Sign up and get a personalized offer!

Why is it better than traditional solutions?

okos faktoring
  • It is faster, easier, more transparent and more convenient than the traditional solution
  • You can even finance individual invoices
  • In case of successful financing request payout happens within 24 hours
  • All this completely online at low costs


Beliczay Zsolt

Zsolt Beliczay


Zimek Pálinka Manufaktúra Kft.

zimek pálinka

We wanted to use factoring with other companies before, but the process was always very complicated. At Péntech we saw a quick and easy online process with which we can save time and easily finance our invoices.

Andrea Dandé

General Manager

FIMA Global Ltd.

Fima global

Factoring is very easy with Péntech. Everything happens online and it's real simple. Our owner believes that Péntech represents a Western-European factoring standard in Hungary.

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Our voice in the press

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About us

Our mission

Péntech was founded to help SMEs in their financing needs. With our smart factoring solution we provide our customers with financial help via a quick, online and convenient process. This way our customers can focus on their core business instead of waiting for their outstanding invoices.

Our Story

Our founding team has been working on providing online financing solutions for SMEs since 2018. After almost one year of background work we have founded our company and joined the MKB Fintechlab accelerator program.

In 2019 we entered the Hungarian market and won numerous awards (e.g. FinTechShow, Be SMART, Startup Europe Awards Hungary) and signed multiple cooperation agreements.

Péntech rocket

Awarded financial solution

Fintechshow 2019
Péntech startup europe awards
Web summit


Berényi Benjamin péntech

Benjamin Berényi


Benjamin is the CEO of Péntech. He has previously worked as a management consultant in Germany, where he had the chance to work on digital projects in the financial industry.

Péntech Csák János

János Csák, CFA, FRM

Gazdasági Igazgató

János a Péntech gazdasági és kockázati igazgatója. Korábban pénzügyi elemzőként és kockázatelemzőként dolgozott alapkezelői és biztosítói területeken Londonban és Budapesten.

Réti Bálint péntech

dr. Bálint Réti


Bálint is responsible for business and operations. He worked as had of communications at an agency and at a leading Hungarian law firm.


® 2020 Péntech Solutions Kft.

+36 21 201 00 70

[email protected]

We are here to support your needs on weekdays between 9:00 and 18:00.

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